Blog Spot

Money Sweetspot is all about helping Kiwis get out of debt and get on with life. Our Blog Spot is a fantastic resource for anyone looking to level up with a debt consolidation plan, fix bad credit, or simply get into their personal finance sweet spot. Our articles below are chock full of finance tips and tricks.

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Blog Articles

Understanding Money
Understanding Money
Buy Now, Pay Later: your future paydays would like a word
Four payments of $50 are still $200. Here's how to use buy now, pay later deliberately, keep repayments under control and stay on good terms with future you.
November 13, 2026
Understanding Money
Understanding Money
Election uncertainty? Your life isn't on hold.
The votes may be cast, but the uncertainty doesn't disappear overnight. Here's why it's reasonable to keep living, planning and making decisions while politics sorts itself out.
November 9, 2026
Housing
Housing
Buying your first home? The deposit isn't the whole story
Saving for your first home? Your deposit matters, but so do debt, everyday spending and the costs that come with owning a home.
November 1, 2026
Understanding Money
Understanding Money
What is open banking, and why should you care?
Your money might be spread across several accounts. Open banking could make it easier to see the bigger picture, without all the detective work.
October 31, 2026
Understanding Money
Understanding Money
Your credit report knows things about you. Do you?
Your NZ credit report is free to check. Here's what it records, how it differs from a credit score and what to do if something isn't right.
October 7, 2026
A note from Sasha
A note from Sasha
I thought I was good with money. Sometimes I was just lucky.
Sasha Lockley reflects on home ownership, credit cards, debt, privilege and luck, and why financial literacy is about far more than income, jargon or spreadsheets.
September 29, 2026

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