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Business Partnerships

Partner with us to build the best place in the world to get out of debt!

Debt is Aotearoa’s dirty little secret. Debt doesn’t discriminate - it silently impacts our friends, colleagues and whānau in their personal and professional lives.

Money Sweetspot helps businesses improve productivity, retention and customer outcomes by reducing the hidden cost of financial stress.

We also partner with organisations to co-create financial solutions that unlocks social capital for their communities, enhancing their wellbeing through access to fair, culturally aligned and life-changing financial tools.

Debt is a reality, but it doesn’t need to be a trap. We offer a better way for businesses to help their teams manage debt.

Co-create your debt-free solution

The problem we're solving

7/10 Kiwis worry about money

Household debt sits at 165% of disposable income


Stress impacts homes, workplaces & communities


Traditional lenders profit from keeping you in debt


"A new business model to unlock the game of debt..."

Why partner with us?

Business thrives when people do.

Debt is a hidden productivity killer. It affects customer loyalty, employee retention and long-term well-being. At Money Sweetspot, we partner with values-aligned organisations to reduce financial stress, improve outcomes, and deliver measurable impact.

Everyone deserves a fair shot at financial freedom. Let’s make that happen - together.

Whether it’s your employees, customers, or members - we offer practical ways to support their financial wellbeing. Debt doesn’t build resilience. A pathway out of it does.

Business Financial Wellbeing

Strengthen your employee wellbeing:
- Reduce employee financial stress.
- Retain customers at risk of debt churn and increase lifetime value.
- Measurable impact on debt, stress, and retention.

Get your team access

Lending Innovation

For Iwi, funders, and mission-driven organisations:
- Co-create lending products with purpose, aligned to your values.
- Unlock financial support for your communities who may not qualify for mainstream lenders.
- Deliver long-term impact, building trust and resiliance.

Let's collaborate

Financial Reset

Helping the stretched majority escape high-interest debt:
- One loan to replace many.
- Embedded education and rewards to help people pay off their debt faster.
- A smarter, more cost efficient way for people to manage their debts.

Learn more

Our impact so far

$17M+
Debt Reset
7X
Social Return on Investment
6500
Kiwis Accessed Free Financial Education
87500
Active Users

Real stories

Real People. Real Stories. Real Change.

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“8 months later… boom! Out of debt and on with life.”

Zac
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"No judgment, only understanding. Thank you so much for giving our family this wonderful opportunity to restart our lives."

Brooke

Our supporters

The Tindall FoundationChristian SavingsAnglican Care WaiapuThe Good RegistryBNZ

Let's partner for impact

Want to explore what this could look like in your business, community, organisation or investment portfolio?

Contact us

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Money Sweetspot provides financial reset debt consolidation loans to help you take charge of your financial life, reduce debts and get on with living.

You are protected by responsible lending laws. Because of these protections, the recommendations given to you about our loan products are not regulated financial advice. This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed. Responsible lending criteria, rates, fees and contract terms apply. For more information visit useful information.

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