We want to make sure that our loan is the right solution for you so take time to review the information that you have shared with us and talk to you about your situation.
This includes looking at the amount you have asked to borrow, your income and expenses, existing debts, bank transaction information and your credit report.
We explain our process each step of the way, including our decision. If we decline your application we'll also explain why and offer to refer you to one of our partners who may be able to support you.
You are protected by responsible lending laws. Because of these protections, the recommendations given to you about our loan products are not regulated financial advice. This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed. Responsible lending criteria, rates, fees and contract terms apply. For more information visit useful information.
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