We’re stoked that you’re with us in our waka!

Your portal is THE place where you can check in with your financial reset, look at when you’ll be debt free, and earn points that you can use as extra money off your loan OR as money in to your savings account for a rainy day.

You can earn 1 Sweetspot Point for each piece of awesome financial education content you take a look at in your Customer Portal
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The number of points you can earn depends on:

You can find the number of points you can earn in your Customer Portal. 

Each Sweetspot point can be redeemed for $2. Points are redeemed automatically at the end of each month. 

For the first six months of your loan the points you earn each month will be redeemed against your loan balance. This helps you to get out of debt faster and pay less interest! Sweet! 

When you've successfully paid your loan for six months you unlock the choice to redeem your points by transfer to your savings account (at your bank). This could help you to build an emergency fund for unexpected expenses. This option is only available while your loan is up-to-date, you haven’t taken on any more debt and there hasn’t been any other ‘hold event’, as defined in the Money Sweetspot terms & conditions.  We may not allow you to redeem points if there’s been a hold event but, if we do, we’ll use them to continue to reduce the principal balance of your loan - to help you get back on track.

The table below summarises the points limit per year for different Loan Values, and the potential amount that could be redeemed

Your financial reset included you committing to paying your loan on time, and avoiding new debt (like the debt we paid off as part of your financial reset!).

If you keep to these commitments then you’ll get $100 each year to spend at The Good Registry for a charity of your choice.

We break this down into three month streaks — meaning you get to help your community faster!