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Make a list of all your debts, who they are with and what your repayments are. Contact the
places you have loans with and ask for your current balance and any early repayment fees
that could apply. It would be great to know the interest rate you’re paying too.
We need to make sure that the loan you’ve applied for is affordable for you. Get your
information together around your income and expenses as you’ll need this for your online
application.
Whatever our decision, we’ll explain how we got there and additional support that could help you. If you’re approved you then get settlements from the lenders we’re paying off and we’ll send you a loan contract and direct debit for to sign.
We welcome you into our whānau and celebrate by sending you a $20 The Good Registry voucher to spend as you wish! You’ll have your own Customer Portal where you keep track of your debt-free date and be able to earn and spend sweet rewards! Between our interest rates, the financial skills you’ll pick up and the points you could earn, you'll pay off your loan in no time!
Reach out, we're always around to answer any questions.
You are protected by responsible lending laws. Because of these protections, the recommendations given to you about our loan products are not regulated financial advice. This means that duties and requirements imposed on people who give financial advice do not apply to these recommendations. This includes a duty to comply with a code of conduct and a requirement to be licensed. Responsible lending criteria, rates, fees and contract terms apply. For more information visit useful information.
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